- APR
- 36.0–60.0%
- Amount
- R500–R8k
- Term
- ≤3mo
Lime24 offers quick access to funds, but be mindful of the high interest rates.
Expert Analysis
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
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- APR
- 15.0–27.75%
- Amount
- R500–R100k
- Term
- 3–36mo
TymeBank offers a convenient digital solution for personal loans, but borrowers should be mindful of the interest rates.
- APR
- 36–60%
- Amount
- R4k–R8k
- Term
- 1–6mo
Boodle offers quick access to cash, but be wary of high interest rates.
- APR
- 12.25–27.75%
- Amount
- R1k–R250k
- Term
- 6–84mo
Capitec offers a straightforward and competitive personal loan option for South Africans, particularly appealing due to its digital application process.
- APR
- 36.0–60.0%
- Amount
- R500–R8k
- Term
- ≤3mo
The Mulah Short-Term Loan offers quick access to funds, but borrowers should be cautious of high interest rates.
- APR
- 12.25–29.25%
- Amount
- R2k–R300k
- Term
- 6–72mo
Standard Bank offers a competitive personal loan option with flexible repayment terms, making it suitable for various financial needs.
- APR
- 36.0–38%
- Amount
- R1k–R7.2k
- Term
- 2–2mo
Finance27 offers a streamlined option for those in need of quick cash, but the high APR may deter some borrowers.
- APR
- 18.0–27.75%
- Amount
- R2k–R250k
- Term
- 6–60mo
Bayport offers competitive personal loans tailored for government employees and pensioners, with convenient salary deductions. However, the interest rates may be higher than some alternatives.
- APR
- 36.0–60.0%
- Amount
- R500–R8k
- Term
- 1–6mo
Wonga offers a quick solution for urgent cash needs, but be cautious of high interest rates.
- APR
- 27.0–27.75%
- Amount
- R500–R50k
- Term
- 1–36mo
The FinChoice Personal Loan offers convenient access to funds with flexible repayment options, but the interest rates are on the higher side.
- APR
- 24.0–27.75%
- Amount
- R500–R8k
- Term
- 1–6mo
Letsatsi Finance offers a flexible option for personal loans, catering to both emergencies and larger financial needs. However, be mindful of the relatively high APR rates.
- APR
- 15.0–27.75%
- Amount
- R2k–R250k
- Term
- 6–72mo
DirectAxis offers competitive personal loans tailored for South Africans. However, potential borrowers should carefully consider their financial situation before committing.
- APR
- 12.0–27.75%
- Amount
- R2k–R300k
- Term
- 6–72mo
Absa offers flexible personal loans with competitive rates, ideal for those seeking financial support in South Africa.
- APR
- 24.0–27.75%
- Amount
- R500–R8k
- Term
- 1–6mo
Fasta offers a flexible and accessible personal loan option, but watch for the interest rates which can be on the higher side.
- APR
- 12.0–27.75%
- Amount
- R1k–R300k
- Term
- 6–72mo
The FNB Personal Loan offers competitive rates and eBucks rewards for loyal customers, making it a solid choice for those with high credit ratings.
- APR
- 10.25–27.75%
- Amount
- R2k–R300k
- Term
- 6–72mo
Nedbank offers competitive personal loans with flexible terms, making it a solid choice for borrowers. Their rewards program adds extra value for timely repayments.
- APR
- 21.0–27.75%
- Amount
- R1k–R50k
- Term
- 1–24mo
Capfin offers accessible short-term loans for employed South Africans, ideal for those in need of quick financial support.
- APR
- 15.0–28.0%
- Amount
- R5k–R200k
- Term
- 12–60mo
Old Mutual offers a range of personal loans with a maximum amount of R250,000, ideal for those in need of flexible financing options.
- APR
- 15.0–27.29%
- Amount
- R2k–R200k
- Term
- 6–60mo
Sanlam offers a robust personal loan option with flexible terms, but borrowers should be cautious about their financial commitments.