Expert Analysis

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

S$10,000
Purpose
No credit score impact Updated daily Expert reviewed

Recently added

APR
3.54–12.0%
Amount
S$5k–S$200k
Term
12–60mo

UOB offers a quick online application process and approval within one business day, making it convenient for urgent cash needs. However, the maximum APR of 12% could be steep for some borrowers, particularly those with lower credit ratings.

APR
3.22–12.0%
Amount
S$3k–S$200k
Term
12–60mo

The DBS Personal Loan offers competitive rates and flexible repayment options, making it a viable choice for those in need of quick financing.

APR
2.78–3.5%
Amount
S$10k–S$200k
Term
12–84mo

DBS Car Loan is a solid choice for those looking to finance a vehicle with flexible repayment terms and swift approval.

APR
1.48–3.22%
Amount
—
Term
12–360mo

DBS Home Loan offers competitive rates and flexible terms, making it a solid choice for homeowners in Singapore.

APR
2.5–12.0%
Amount
S$5k–S$100k
Term
12–60mo

This loan is those seeking predictable monthly payments and quick access to funds. However, it may not suit everyone, especially higher loan amounts or longer terms.

APR
3.99–12.0%
Amount
S$5k–S$250k
Term
12–60mo

With fast approval and no early repayment penalties, OCBC Personal Loan is ideal for those needing immediate cash. However, the minimum income requirement of S$30,000 may exclude some potential borrowers.

APR
2.48–3.5%
Amount
S$10k–S$200k
Term
12–84mo

This loan is a solid choice for those seeking flexible financing options for a new vehicle.

APR
3.0–12.0%
Amount
S$5k–S$200k
Term
12–60mo

The CIMB Personal Loan provides one of the more flexible borrowing options in Singapore, especially with no collateral needed. However, be aware that the advertised low rates are often not available to all applicants, depending on creditworthiness.

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