Expert Analysis

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

₱10,000
Purpose
No credit score impact Updated daily Expert reviewed

Recently added

APR
25.98–26.76%
Amount
₱10k–₱2M
Term
6–36mo

BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.

APR
39.43%
Amount
₱30k–₱3M
Term
12–36mo

SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.

APR
25.98–36.74%
Amount
₱20k–₱2M
Term
12–36mo

Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.

APR
25.0–36.0%
Amount
₱20k–₱2M
Term
12–60mo

UnionBank's personal loan features an appealing 1.26% monthly add-on rate, cost-effective choice for those who can repay within a year. However, the APR can reach up to 36%, which may not be ideal for long-term borrowers.

APR
19.0–34.0%
Amount
₱20k–₱5M
Term
3–60mo

The RCBC Pasado Loan offers a convenient, collateral-free option for those looking to meet immediate financial needs, especially for individuals in the process of building their credit.

APR
25.03–28.67%
Amount
₱20k–₱3M
Term
12–36mo

BPI offers competitive personal loan rates, making it a solid choice for those needing significant funding. However, the application process may be stricter due to its high credit tier requirements.