Compare personal loans

While Lending Stream offers quick access to cash, the exceptionally high APRs make it a costly option for borrowers. This loan is those with urgent financial needs who may not qualify elsewhere.

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.

This loan provides for homeowners needing access to their equity, but the requirement for an affordability assessment may deter some applicants. It's a valuable option for those looking to consolidate debt or fund home improvements.

The gold standard for UK credit building — save money and build your score simultaneously.

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

A solid high-street option with competitive rates starting at 3.9% representative APR and generous borrowing limits up to £50,000, backed by one of the UK most established banking brands.

A trusted BTL-only lender backed by Starling Bank, known for consistent decision-making and deep market knowledge. Strong choice for straightforward to moderately complex BTL cases.

Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.

Strong option for home improvements with competitive rates and longer terms up to 10 years. Well-established in the UK retail finance space.

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

One of the most competitive high-street options with a low representative APR of 3.9% and the highest maximum loan amount at £50,000.

A strong challenger bank that prides itself on finding ways to say yes. Aldermore's specialist BTL products work well for landlords who don't fit mainstream criteria.

Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.

Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.

Landbay does one thing — BTL — and does it exceptionally well. Their fully digital process means instant decisions, and £4bn+ in completed lending proves they deliver at scale.